हजारको नोट छाप्न बन्द गरौं, अर्थतन्त्र सफा गरौं

भनिन्छ, हरेक समस्या तथा चुनौतीमा विज्ञ तथा व्यावसायिक मानिसले समाधान देख्छ, तर राजनीतिज्ञले हरेक समाधानमा समस्या देख्छ । नेपालमा यो भनाइ हुबहु मिल्छ, किनकि हरेक विषयलाई नेपालमा राजनीतीकरण गरिन्छ । नागरिकका दैनिन्दिनी समस्यामा पनि राजनीति हुने भएकाले मुलुकले राजनीतिक प्रणाली फेरिसके पनि आर्थिक क्रान्तिको जग बसाउन सकेन । यसबीच प्रचण्ड बहुमतको स्थिर सरकारले पनि अर्थतन्त्रलाई सुधार गर्नुको साटो झन् बढी बिचौलियाकरण गरेर छोड्यो । वर्तमान सरकारले अर्थतन्त्रको समस्या बुझ्ने मेसो नपाउँदै मुलुक विकराल समस्यातर्फ उन्मुख देखिन्छ । त्यसैले सरकारले आफ्नो दृढ इच्छाशक्तिको प्रदर्शन नगर्ने र यथास्थितिमा नै चल्ने हो भने अर्थतन्त्रको बिचौलियाकरण बढ्नेमात्र देखिन्छ । यसका समाधान खोज्न आवश्यक भइसकेको छ । सरकारी तथ्यांक तथा बजारको तालमेल छैन । सरकारी बेवास्ताका कारण उपभोक्ता बजारमा हरेक दिन लाखौं रुपैयाँ ठगिन्छन् । किनकि महँगी बढ्नुमा लाचार उपभोक्ताहरू जिम्मेवार छन् नै, तर प्रमुख जिम्मेवार भने बिचौलिया हुन् र उनीहरूको पहुँच सरकारसम्म छ । मूल्यवृद्धि नियन्त्रण नहुँदा मुलुक असफल राष्ट्रतर्फ उन्मुख हुन्छ । तसर्थ, सरकारले उपभोक्ताको हित गर्ने तथा अर्थतन्त्रको सुधार गर्ने, कालोधनलाई नियन्त्रण गर्ने, भ्रष्टाचार अनि कालोबजारी नियन्त्रण गर्न पनि डिजिटल अर्थतन्त्र कार्यान्वयनमा ढिलाइ गर्नु हुँदैन ।

हजारजस्ता ठूला दरका नोट छाप्न बन्द गरेर ठूला कारोबार बैंकिङ च्यानलमार्फत मात्र गर्ने तथा साना कारोबारमा मात्र नोटको प्रचलनमा ल्याउन प्रोत्साहन गर्ने हो भने एकातिर उपभोक्ता हित संरक्षण हुन्छ भने अर्कातिर यसले डिजिटल अर्थतन्त्रमा फड्को मार्न मद्दत गर्छ । कोरोना महामारीले विश्वभर पढाएको पाठ नेपालले सिक्दै डिजिटल अर्थतन्त्रलाई कार्यान्वयनमा ल्याउन ढिलाइ गर्नु हुँदैन । यो अवसरको सदुपयोग गरौं । यसबाट मुलुकको दीर्घरोग भइसकेको भ्रष्टाचार तथा कालोबजारी एवं कालोधनको ओसारपसार एवं अनौपचारिक अर्थतन्त्रलाई पनि औपचारिक अर्थतन्त्रभित्र ल्याउन सहज हुन्छ ।

पछिल्ला चार वर्षमा नेपाली अर्थतन्त्र झन् बढी अनौपचारिक तथा छाया अर्थतन्त्रमा रूपान्तरण हुँदै गइरहेको छ । सरकारले नै नीतिगत रूपमा अर्थतन्त्रलाई अनौपचारिक तथा छाया अर्थतन्त्रमा रूपान्तरण गर्ने भूमिका खेलेको छ । त्यसैले अब सरकारले आफ्नो नीतिगत गल्तीलाई सुधार गरी अर्थतन्त्र सफा गर्ने अवसर आएको छ । यो मौका किन पनि महŒवपूर्ण छ भने कालोधनविरुद्धको नेपालको आफ्नो प्रतिबद्धताको अब आउने केही महिनामा नै परीक्षण हुँदै छ । त्यसमा नेपालले आफ्ना कानुनी तथा नीतिगत सुधारका फेहरिस्त प्रस्तुत गर्नुपर्नेछ । क्षेत्रीय सञ्जाल एसिया प्रशान्त समूह (एपीजी) मार्फत नेपाल पनि एफएटीएफको सदस्य रहेकाले सम्पत्ति शुद्धीकरणका विषयमा उसले नेपालको मूल्यांकन सार्वजनिक गर्नेछ । त्यसमा नेपालको कानुनी, प्राविधिक र संस्थागत संरचनाका विषयहरूमा मूल्यांकन हुनेछ, जसमा नेपाल अझै खैरो सूचीमा पर्ने सम्भावना रहेको छ । यसअघि पनि नेपाल निगरानीमा परिसकेको हुनाले नेपालले कालोधनविरुद्धको आफ्नो प्रतिबद्धता यसपटक व्यवहारमा पनि देखाउन आवश्यक छ । तसर्थ ठूला नोट छाप्न बन्द गर्ने, ठूला कारोबारलाई बैंकिङ प्रणालीमार्फत मात्र प्रोत्साहित गर्ने जस्ता कार्यले नेपालको कालोधनविरुद्धको अभियानमा विश्वले विश्वास गर्ने वातावरण बन्छ । घरजग्गालगायत विविध कारोबारमा न्यून मूल्य देखाएर गरिने करछलीलगायतका सरकारलाई राजस्वमा भइरहेको नोक्सानलाई पनि यसले सम्बोधन गर्न सक्छ । अझ महत्वपूर्ण विषय त नेपाल डिजिटल अर्थतन्त्रको युगमा प्रवेश गर्नेछ । साथै, एक तथा दुई रुपैयाँका साना नोट प्रशस्त छाप्दा बजारमा भइरहेको खुद्रा मूल्यवृद्धिलाई पनि नियन्त्रण गर्न सकिन्छ । हाल बजारमा अनुभव भइरहेको मूल्यवृद्धि र नेपाल राष्ट्र बैंकको तथ्यांकमा आउने मूल्यवृद्धिको फरक पनि घटाउन मद्दत गर्नेछ । तसर्थ, हजारको नोट छाप्न बन्द गरौं र एक, दुई, पाँच, दस, बीस, पचास, सय र पाँच सयको नोट मात्रै छापौं ।
(https://www.karobardaily.com/news/163413)

No new notes this Dashain: Central bank

 Contrary to the tradition, the central bank has decided not to provide new bank notes for the festivals.

“Nepal Rastra Bank has decided to not provide new notes for Dashain this year due to the fears of Covid-19,” according to a press note of the central bank issued by the NRB’s Currency Management Department. “The exchange of new bank notes has been suspended to avoid crowds in the banks and financial institutions,” the press note reads.

The demand for new notes is high during Dashain and Tihar as people offer new bank notes to their elders and respected ones during the Tika.

Currently, there are some 600 billion currency bank notes that are circulating in the market. Every year the central bank arranges new bank notes to be distributed to the people. 

New Rs 1000 denomination bank notes in the market

The central bank is issuing new Rs 1000 denomination bank notes in the market as China has printed and delivered the new bank notes.
The Nepal Rastra Bank (NRB) has received 24 million Rs 1,000 denomination bank notes printed and delivered by the China Banknote Printing and Minting Corporation (CBPM), according to executive director at the Currency Management Department under the central bank Bhuban Kadel
We have checked the new notes, he said, adding that the central bank is utterly impressed by the quality of the notes, particularly considering the cost was far lower than the bank had previously paid to another printer. "The quality is as good as the ones that were printed earlier in another country but the cost is less than half of the amount we had earlier paid."
Getting 200 million notes printed in China saved the central bank $3.76 million, according to Kadel.
Timely delivery of these notes was also important for the central bank to provide grant aid to earthquake victims as promised by the government.
After finding that the notes available were insufficient to meet the requirements for providing the grants to the quake victims, the central bank had ordered printing the Rs 1,000 denomination notes without revising the specifics, which were earlier planned to be changed. "The second and third consignments under the first batch have also arrived in Kolkata of India, from where we will take delivery next week of one of the consignments," he added.
The central bank will take delivery of all Rs 1,000 denomination bank notes in three batches. Under the first lot, 84 million notes have been delivered.
China Banknote Printing and Minting Corporation (CBPM) – the Chinese state-owned company – had won the tender last August to print Rs 1,000 bank note, which is the largest denominated currency notes in the country.
The same Chinese company had earlier printed Rs 100 denomination bank notes as well, which were delivered in June 2016. It was the first time that any Chinese company was involved in printing Nepal's currency notes. Nepal had been earlier getting its notes printed by Indonesian, French and Australian companies.
According to the central bank, the same Chinese company also signed the contract to print 260 million Rs 5 denomination bank notes recently at a lower cost than the previously paid for.

Blind-friendly new Rs 100 denomination banknotes in the market

The central bank has issued new Rs 100 denomination bank notes, in the market from today, with extra security features.
The new Rs 100 denomination banknotes also has a special feature, which allows visually impaired people to recognise them, the central bank said in a press release issued here today. The currency note has a raised black dot, which visually impaired people can feel with their fingers and find out the denomination. "This is the first time that paper money that has been specially designed for the benefit of blind people has been put in circulation,"  it said, adding that the bank notes also has two rhinos on the back – a mother and her calf – while the old Rs 100 note had only one rhino. "
The picture of the rhinos is based on photographs of rhinos found in Chitwan of Nepal and it is intended to spread the message of wildlife conservation.
Likewise, banknote has an image of Mt Everest on the left, a map of Nepal in the middle and an image of the Ashoka pillar with the text 'Lumbini is the birthplace of Lord Buddha', according to the central bank.  There is also a picture of the temple of Mayadevi, mother of Lord Buddha, on the left side of pillar.
With a 2-mm-wide security thread that looks red or green depending on the angle of view, the banknote bears the signature of new central bank governor Dr Chiranjivi Nepal. The 100 denomination banknotes are the first series of bank notes with the signature of new governor after he took the office almost  year ago.
The central bank is also planning to issue banknotes of Rs 1,000, Rs 50, Rs 20 and Rs 500 denomination bank notes. The Rs 1,000 banknotes will have an image of two elephants with other security features.

Blind-friendly new Rs 100 denomination banknotes in the market

The central bank has issued new Rs 100 denomination bank notes in the market from today with extra security features.
The new Rs 100 denomination banknotes also has a special feature, which allows visually impaired people to recognise them, the central bank said in a press release issued here today. The currency note has a raised black dot, which visually impaired people can feel with their fingers and find out the denomination. "This is the first time that paper money that has been specially designed for the benefit of blind people has been put in circulation,"  it said, adding that the bank notes also has two rhinos on the back – a mother and her calf – while the old Rs 100 note had only one rhino. "
The picture of the rhinos is based on photographs of rhinos found in Chitwan of Nepal and it is intended to spread the message of wildlife conservation.
Likewise, banknote has an image of Mt Everest on the left, a map of Nepal in the middle and an image of the Ashoka pillar with the text 'Lumbini is the birthplace of Lord Buddha', according to the central bank.  There is also a picture of the temple of Mayadevi, mother of Lord Buddha, on the left side of pillar.
With a 2-mm-wide security thread that looks red or green depending on the angle of view, the banknote bears the signature of new central bank governor Dr Chiranjivi Nepal. The 100 denomination banknotes are the first series of bank notes with the signature of new governor after he took the office almost  year ago.
The central bank is also planning to issue banknotes of Rs 1,000, Rs 50, Rs 20 and Rs 500 denomination bank notes. The Rs 1,000 banknotes will have an image of two elephants with other security features.

Blind-friendly new Rs 100 denomination banknotes in the market

The central bank has issued new Rs 100 denomination bank notes in the market from today with extra security features.
The new Rs 100 denomination banknotes also has a special feature, which allows visually impaired people to recognise them, the central bank said in a press release issued here today. The currency note has a raised black dot, which visually impaired people can feel with their fingers and find out the denomination. "This is the first time that paper money that has been specially designed for the benefit of blind people has been put in circulation,"  it said, adding that the bank notes also has two rhinos on the back – a mother and her calf – while the old Rs 100 note had only one rhino. "
The picture of the rhinos is based on photographs of rhinos found in Chitwan of Nepal and it is intended to spread the message of wildlife conservation.
Likewise, banknote has an image of Mt Everest on the left, a map of Nepal in the middle and an image of the Ashoka pillar with the text 'Lumbini is the birthplace of Lord Buddha', according to the central bank.  There is also a picture of the temple of Mayadevi, mother of Lord Buddha, on the left side of pillar.
With a 2-mm-wide security thread that looks red or green depending on the angle of view, the banknote bears the signature of new central bank governor Dr Chiranjivi Nepal. The 100 denomination banknotes are the first series of bank notes with the signature of new governor after he took the office almost  year ago.
The central bank is also planning to issue banknotes of Rs 1,000, Rs 50, Rs 20 and Rs 500 denomination bank notes. The Rs 1,000 banknotes will have an image of two elephants with other security features.

Blind-friendly new Rs 100 denomination banknotes in the market

The central bank has issued new Rs 100 denomination bank notes in the market from today with extra security features.
The new Rs 100 denomination banknotes also has a special feature, which allows visually impaired people to recognise them, the central bank said in a press release issued here today. The currency note has a raised black dot, which visually impaired people can feel with their fingers and find out the denomination. "This is the first time that paper money that has been specially designed for the benefit of blind people has been put in circulation,"  it said, adding that the bank notes also has two rhinos on the back – a mother and her calf – while the old Rs 100 note had only one rhino. "
The picture of the rhinos is based on photographs of rhinos found in Chitwan of Nepal and it is intended to spread the message of wildlife conservation.
Likewise, banknote has an image of Mt Everest on the left, a map of Nepal in the middle and an image of the Ashoka pillar with the text 'Lumbini is the birthplace of Lord Buddha', according to the central bank.  There is also a picture of the temple of Mayadevi, mother of Lord Buddha, on the left side of pillar.
With a 2-mm-wide security thread that looks red or green depending on the angle of view, the banknote bears the signature of new central bank governor Dr Chiranjivi Nepal. The 100 denomination banknotes are the first series of bank notes with the signature of new governor after he took the office almost  year ago.
The central bank is also planning to issue banknotes of Rs 1,000, Rs 50, Rs 20 and Rs 500 denomination bank notes. The Rs 1,000 banknotes will have an image of two elephants with other security features.

Blind-friendly new Rs 100 denomination banknotes in the market

The central bank has issued new Rs 100 denomination bank notes in the market from today with extra security features.
The new Rs 100 denomination banknotes also has a special feature, which allows visually impaired people to recognise them, the central bank said in a press release issued here today. The currency note has a raised black dot, which visually impaired people can feel with their fingers and find out the denomination. "This is the first time that paper money that has been specially designed for the benefit of blind people has been put in circulation,"  it said, adding that the bank notes also has two rhinos on the back – a mother and her calf – while the old Rs 100 note had only one rhino. "
The picture of the rhinos is based on photographs of rhinos found in Chitwan of Nepal and it is intended to spread the message of wildlife conservation.
Likewise, banknote has an image of Mt Everest on the left, a map of Nepal in the middle and an image of the Ashoka pillar with the text 'Lumbini is the birthplace of Lord Buddha', according to the central bank.  There is also a picture of the temple of Mayadevi, mother of Lord Buddha, on the left side of pillar.
With a 2-mm-wide security thread that looks red or green depending on the angle of view, the banknote bears the signature of new central bank governor Dr Chiranjivi Nepal. The 100 denomination banknotes are the first series of bank notes with the signature of new governor after he took the office almost  year ago.
The central bank is also planning to issue banknotes of Rs 1,000, Rs 50, Rs 20 and Rs 500 denomination bank notes. The Rs 1,000 banknotes will have an image of two elephants with other security features.