World Bank approves $50 million Digital Transformation Project

The World Bank’s Board of Executive Directors today approved $50 million in financing to boost Nepal’s digital public infrastructure and digitise public services, fundamentally changing how services are delivered to the people.
The Nepal Digital Transformation Project will invest in digital platforms including an integrated online citizen service portal and an integrated social registry; a secure government-wide data exchange; and a digital locker to manage verifiable credentials and digital wallet, according to a press note issued by the World Bank. "The project will also help digitise high-impact services including land administration with other services being added in a phased approach," it reads, adding that the project aims to boost private sector investment in the data infrastructure market by improving legal and regulatory frameworks. "To promote trust in the digital economy, the project will invest in electronic signatures, cybersecurity, and data governance."
“By investing in core digital platforms and digitalising services, this project will help deliver enhanced services to people and businesses in an inclusive and transparent manner thereby improving service delivery, public sector efficiency, and good governance,” said World Bank Division Director for Maldives, Nepal, and Sri Lanka David Sislen.
The project will be financed under a joint co-financing arrangement between the World Bank and the Asian Development Bank (ADB) under the Full Mutual Reliance Framework. The World Bank is the lead lender while the ADB will serve as the trail lender and contribute $40 million. ADB’s management is expected to present the project to their Board for consideration in March 2026.
The project will be implemented by the Ministry of Communications and Information Technology and Department of National ID and Civil Registration.

World Bank approves $95 million to support sustainable and inclusive finance

The World Bank’s Board of Executive Directors approved a $95 million operation to help expand access to finance for more than 100,000 small and medium enterprises (SMEs) and promote job-led growth in Nepal.

“This operation will strengthen Nepal’s Deposit and Credit Guarantee Fund (DCGF) to expand risk-sharing, enhance financial sustainability, and introduce new guarantee products for underserved segments such as women-led businesses,” said World Bank Country Division Director for Maldives, Nepal, and Sri Lanka David Sislen. “By easing access to finance and reducing transaction barriers, the operation will broaden financial inclusion, support the integration of MSMEs into regional and global value chains, and foster job creation and private sector–led growth."
The Sustainable and Inclusive Finance Project (SIF) builds on reforms supported under the World Bank financed Financial Sector Stability and Finance for Growth Development Policy Credit (DPC) series, concluded in 2024, which prioritised access to finance for underserved segments as a key pillar.
Complementing these efforts, the project will invest in technology and institutional capacity of the Credit Information Bureau of Nepal (CIBN) to expand data coverage, integrate alternative data sources, and enhance data security and privacy. The International Finance Corporation has been supporting CIBN in this endeavor. The project also aligns with the Government of Nepal’s recently approved second Financial Sector Development Strategy, according to the World Bank.
“Inadequate collateral and limited credit histories have long constrained SMEs’ access to affordable finance while limiting lenders’ ability to accurately assess credit risk,” said Senior Financial Sector Specialist for South Asia Region, and Task Team Leader for the operation Sabin Raj Shrestha. "The DCGF will be strengthened by upgrading its management information system, improving claims-settlement efficiency, and transitioning to risk-based pricing and first-loss coverage."

IOM supports government to strengthen capacity for climate change negotiations

The International Organisation for Migration (IOM) Nepal, in collaboration with the Ministry of Forest and Environment, organised a three-day capacity building training on climate change negotiations for Government Officials from 25 to 27 January. The initiative aimed to enhance Nepal’s preparedness and strategic engagement in international climate negotiations under the United Nations Framework Convention on Climate Change (UNFCCC).
Nepal is among the countries most vulnerable to impacts of climate change due to its fragile ecosystems and an economy highly dependent on climate-sensitive sectors such as tourism, agriculture, water resources, and forestry, according to a press note issued by the IOM. "As climate-related hazards intensify, they are increasing economic stress, disrupting livelihoods, and slowing developmental progress," it reads, adding that these pressures are also directly impacting climate-induced displacement across communities. "Despite this growing scale and complexity of climate-related mobility, global climate governance and policies have not yet fully integrated into these issues, limiting opportunities for comprehensive and people-centred climate action."
IOM Chief of Mission in Nepal Helene Fors, on the occasion, echoed the importance of strengthened advocacy on the concerning issue of climate mobility in Nepal on global platforms. “Together, we can ensure that Nepal’s voice, particularly on climate vulnerability, climate finance, and human mobility is clearly heard on the global stage,” she said.
The training brought together government officials from key institutions, including Ministry of Forests and Environment; Ministry of Home Affairs; Ministry of Foreign Affairs; Ministry of Labour, Employment and Social Security; National Planning Commission; National Disaster Risk Reduction and Management Authority; and National Human Rights Commission and others.
The programme focused on enhancing participants’ understanding of substantive and procedural issues under the UNFCCC process, strengthening inter- ministerial coordination and collaboration, promoting knowledge-sharing and building practical negotiation skills. Particular emphasis was placed on the nexus between climate change, environmental degradation, and human mobility.
This initiative lays a foundation for more future initiatives to strengthen national climate action response through an informed, coordinated and strategically prepared national negotiation team, supporting effective participation and influence in upcoming UNFCCC processes, including the Bonn Climate Sessions, the 31st Session of the Conference of the Parties (COP31), and future negotiations.
Joint Secretary at the Ministry of Forests and Environment Maheshwar Dhakal, on the occasion, encouraged participants to make full use of the three-day training and further enhance their negotiation skills, noting that “Negotiation is a vital skill, not only within the context of climate change and the UNFCCC process, but also in our everyday lives."
Through this capacity-building initiative, IOM reaffirmed its commitment to supporting Nepal in addressing critical intersections of climate change, human mobility and sustainable development, while advancing the recognition and integration of human mobility considerations within national climate action and policy frameworks.
This event was organised under the project 'Nepal: Promoting a Human Security and Gender Equality- Based Approach to Migration and Adaptation to Climate Change,' supported by the IOM Development Fund. It aligns with the project’s overarching objective of supporting Nepal in responding to the challenges across the Migration, Environment and Climate Change nexus.

IMF sets stage for major anti-corruption reform plan in Nepal

An International Monetary Fund (IMF) technical assistance mission, led by Jonathan Pampolina, successfully concluded its scoping visit to Kathmandu yesterday (January 21).
The 10-day mission, which began on January 12, was conducted at the request of the Nepali authorities to lay the groundwork for a comprehensive Governance and Corruption Diagnostic (GCD).
The diagnostic is designed to identify governance weaknesses and corruption vulnerabilities that are critical to Nepal’s macroeconomic stability. The final goal is to create a prioritized and sequenced action plan to strengthen the country's state functions and integrity.
What are the focus areas of the diagnostic?
The mission utilized the IMF 2018 Enhanced Governance Framework to target core state functions, specifically focusing on Fiscal Governance, Financial Sector Oversight, Rule of Law, strengthening anti-money laundering and countering the financing of terrorism and Anti-Corruption Framework.
The IMF team held extensive consultations with a broad spectrum of state institutions, including the Ministry of Finance, Nepal Rastra Bank (NRB), the Supreme Court, and the Commission for the Investigation of Abuse of Authority (CIAA). To ensure a holistic perspective, the mission also met with business associations, civil society organizations, and international development partners.
The IMF staff praised the Nepali government's commitment to the diagnostic process. A full GCD mission is scheduled for the coming months to finalize reform recommendations. The process will culminate in a comprehensive report analyzing the severity of corruption and providing a roadmap for reforms intended to boost Nepal’s economic outcomes and institutional resilience.

UNRC-Nepal Hanaa Singer-Hamdy awarded the Recognition Award 2025

The Ambassadors Club Nepal has honoured United Nations Resident Coordinator-Nepal (UNRC) Hanaa Singer-Hamdy with the ‘Recognition Award 2025’ in a special ceremony held on Monday at its office premises in Bishalnagar.
The President of the Ambassadors Club Nepal, Amb Dr Sarmila Parajuli Dhakal, announced the recognition award to UNRC-Nepal Chief Hanaa. “In recognition of her (Hanaa’s) distinguished leadership, dedicated service, and lasting contribution to Nepal’s development journey, the Ambassadors Club Nepal will present the Recognition Award 2025 to Her Excellency Hanaa Singer-Hamdy,” President Dr Parajuli, who is also a former ambassador to Spain and Oman, added.
On behalf of the Ambassadors Club, Law and Human Rights Secretary at the Office of the Prime Minister and Council of Ministers Pushkar Sapkota presented the Award to Hanaa. This is the first award given by the Ambassadors Club Nepal, which will award ambassadors, diplomats, and heads and officials of international organisations on a yearly basis. The Ambassadors Club Nepal said the honour reflects its sustained commitment to strengthening development cooperation and fostering positive change in Nepal. The award is selected by the jury committee of the Ambassadors Club Nepal.
After receiving the award, UNRC-Nepal Hanaa thanked the Ambassadors Club Nepal and President Amb Dr Parajuli. “Thank you very much for honouring me. This is amazing-what you’ve done, always so graceful and always so appreciative,” Hanaa said, adding, “Nepal for me is my Maitighar (mother’s home). I have been coming to Nepal since 1997. I have visited Nepal around seven or eight times, and I have lived and worked in Nepal for around six years. I have travelled to over 54 districts, and I have been overwhelmed by emotions.”
She said that she always comes back to Nepal because there is some magic in Nepal that can only be found here, and part of that magic is the people.
During the award ceremony, ambassadors, diplomats, government officials, officials from other diplomatic missions, and leaders of private sector were also present.
Ambassadors Club Nepal is a prestigious non-profit and non-partisan space, serves as a unique platform where diplomatic missions converge to foster friendship, trust, and meaningful dialogue. It celebrates the art of diplomacy, nurtures collaborative partnerships, and cultivates a spirit of shared purpose that extends beyond borders; a space built on friendship, trust, and dialogue. 

Has govt endorsed money laundering of cooperative fraud ?

While cases related to cooperative fraud and money laundering are still under judicial and investigative review, a recent controversial decision by the government has pushed Nepal into deeper risk under international anti-money laundering scrutiny.
Analysts warn that Nepal, already on the Financial Action Task Force (FATF) ‘grey list,’ could now be heading toward the far more damaging ‘black list.’
Nepal is currently classified by FATF as a ‘jurisdiction under increased monitoring,’ which means ‘grey list’. However, concerns intensified after the Office of the Attorney General (OAG) decided to amend charge sheets in cases involving Rastriya Swatantra Party (RSP) chair Rabi Lamichhane, his business partner and fugitive GB Rai, altogether 153 accused of cooperative fraud and money laundering. The move has raised fears that international confidence in Nepal’s commitment to fighting illicit finance is eroding.
The present civilian government, led by former Chief Justice Sushila Karki and formed in the aftermath of the Gen-Z protests of September 8 and 9 protests – that claimed the lives of 76 young demonstrators demanding good governance – now finds itself engulfed in a serious moral and legal crisis, largely due to decisions taken by its chief legal advisor.
Those protests were driven by calls for transparency, accountability, and the rule of law. Yet critics argue that the very government formed out of that movement has undermined its spirit. Attorney General Sabita Bhandari, appointed by the Karki administration, has issued a series of controversial decisions that many say strike at the core of judicial integrity.
And one of them is damaging to the country also. Most recently, on Thursday and Friday, Bhandari ordered amendments to charge sheets in money laundering and organised crime cases filed against Rabi Lamichhane, GB Rai – chair of Gorkha Media – and more than hundred others implicated in a major cooperative fraud scandal.
The decision is against the Section 36 of the Criminal Procedure Code, according to legal experts, who say that the OAG has misinterpreted it to alter cases that are already under judicial consideration.
Initially, the Attorney General sought to revise charges only against Rabi Lamichhane. However, citing legal complications in treating defendants differently within the same charge sheet, she ultimately removed organized crime and money laundering charges against all 153 accused linked to five cooperatives associated with Lamichhane. This decision also benefited fugitive suspect GB Rai, who according to Rabi Lamichhane also was the mastermind behind the fraud of billions.
AG Bhandari amended all accused charges as amending charges for only one accused in a case involving multiple defendants could have led to rejection by the court. As a result, even serious allegations against absconding suspects were diluted.
Critics further allege that Friday’s decision effectively legitimizes over Rs 5 billion allegedly siphoned from cooperatives and transferred abroad through shell companies, land transactions, and cryptocurrency. “This move has made it easier for those involved to sanitize illicit funds,” one former secretary said.
“Dropping serious charges against a politically exposed person under FATF’s highest-risk category is an act that places both citizens and the state itself in danger."
FATF classifies Politically Exposed Persons (PEPs), along with their family members and close associates, as high-risk under global Anti-Money Laundering and Counter-Financing of Terrorism (AML/CFT) standards. Under FATF Recommendations 12 and 22, financial and designated non-financial institutions are required to apply enhanced due diligence and continuous monitoring to such individuals.
FATF also follows the principle of ‘once a PEP, always a PEP,’ meaning that heightened scrutiny does not automatically end when a person leaves office. “Given this framework, it is hard to believe that such a decision was taken without the knowledge or consent of the Prime Minister,” he noted.
Under Nepal’s own laws, organised crime and money laundering cases are not meant to be withdrawn in this manner. Beyond domestic legality, observers warn that the decision has put Nepal’s international financial credibility at stake.
After the controversial decision by AG Bhandari, victims of cooperative fraud have already taken to the streets, accusing the state of failing to recover their savings and protect their rights.
Nepal was previously placed on the FATF grey list due to weak enforcement, delayed investigations, and political interference. Analysts say leniency shown by past governments toward illicit financial networks worsened the situation and that the current administration’s actions have only amplified the risk.
Nepal is under pressure to fully implement its FATF action plan by January 2027. However, delays in completing a national risk assessment, poor coordination among investigative bodies, and a soft approach toward high-profile cases suggest the country may struggle to meet its commitments.
FATF has repeatedly urged Nepal to strengthen oversight of banks, cooperatives, casinos, precious metal and real-estate transactions, curb informal money transfer systems such as hundi – illegal transfer of money – enhance investigative and prosecutorial capacity, and ensure effective confiscation of illicit assets. Full compliance with targeted financial sanctions related to terrorism and weapons of mass destruction has also been emphasised.
Although the government claims to be working closely with FATF and the Asia-Pacific Group (APG) to address these weaknesses, analysts say recent decisions have made Nepal appear increasingly vulnerable in the global fight against money laundering.
As cooperative fraud and money laundering now directly affect Nepal’s international credibility, economic and foreign investment climate, experts warn that continued inaction – and politically motivated decisions – could push the country onto the FATF blacklist.
Observers also question the silence of political parties and civil society as the government appears to undermine the very ideals born out of the Gen-Z movement and the sacrifice of 76 young lives.
Despite having laws and institutions in place to combat illicit finance and terrorist funding, Nepal has produced limited tangible results in investigations, prosecutions, and asset seizures. Critics attribute this not only to institutional weakness but also to long-standing collusion between political leadership and notorious financial middlemen under previous administrations.
Analysts warn that Nepal’s situation deteriorated sharply in the immediate past after the then Prime Minister KP Sharma Oli government withdrew cases against members of the controversial ‘Thurman Gun gang’ and individuals including Deepak Bhatt from the Department of Money Laundering Investigation (DMLI) and Nepal Rastra Bank (NRB). They claim the risk has increased even further under the current government due to its controversial decisions, raising fears that Nepal could slide into the FATF ‘dark grey list’ or even the ‘black list.'
Although Nepal has established rules, laws, and institutional mechanisms to combat money laundering and terrorist financing, it has failed to produce tangible results in practice. As a result, progress in investigations, prosecutions, and asset seizures remains limited. Critics argue that this is not due to government inefficiency alone, but also because of alleged collusion between past governments and notorious networks and intermediaries like the so-called Thurmal Gun gang, during the tenure of former Prime Minister KP Sharma Oli and his Finance Minister Bishnu Paudel.
At present, however, analysts say Nepal has been pushed into even greater risk due to what they describe as the Karki government’s inexplicable leniency toward Rabi Lamichhane, a politically influential figure (PEPs) listed under FATF’s high-risk category.
Similar flawed decisions and delays in enforcing the law under previous governments led to Nepal being placed back on the FATF ‘grey list.'
Observers now find it troubling that a country already weakened by alleged close ties between political leaders and intermediaries accused of laundering illicit money may be moving toward the FATF ‘black list’ under Prime Minister Karki and her controversial Attorney General Bhandari.
This is because money laundering in Nepal is not limited to brokers and intermediaries alone; it is also widespread among politically connected figures like Rabi Lamichhane involved in the cooperative sector. Many cooperatives are allegedly operated by politicians and their family members, where public funds are misappropriated while enjoying protection from political parties and law-enforcement agencies. Rabi Lamichhane, critics argue, is only an example of a much broader problem.
For these reasons, the Lamichhane case is no longer just a domestic legal matter, it has become a test of Nepal’s commitment to global financial integrity. Failure to correct course, experts warn, could see Nepal slide from the grey list into the far more damaging FATF blacklist.

(Originally published at Nepalkhabar: https://en.nepalkhabar.com/news/detail/16925/)

कालो धन कारोबारलाई प्रधानमन्त्री कार्कीको स्वीकृति ? नेपाल कालोसूचीमा पर्ने जोखिम

सहकारी ठगी र सम्पत्ति शुद्धीकरणका मुद्दा अझै अदालत र अनुसन्धान प्रक्रियामै रहेका बेला सरकारको हालैको एक विवादास्पद निर्णयले कालोधन ओसारपसारसम्बन्धी अन्तर्राष्ट्रिय निगरानी सूचीमा रहेको नेपालका लागि झन् गम्भीर जोखिम उत्पन्न गरेको छ। विशेषगरी फाइनान्सियल एक्सन टास्क फोर्स (एफएटीएफ) को ‘ग्रे लिस्ट’ (खैरो सूची)मा रहेको नेपाल अब ‘ब्ल्याक लिस्ट’ (कालोसूची)तर्फ उन्मुख हुन सक्ने आशंका बढेको छ।
नेपाल हाल एफएटीएफको ‘खैरो सूची’ अर्थात् औपचारिक रूपमा बढी निगरानीमा रहेका क्षेत्राधिकारको सूचीमा छ।
तर महान्यायाधिवक्ता कार्यालयले राष्ट्रिय स्वतन्त्र पार्टीका सभापति रवि लामिछाने, उनका साझेदार तथा हाल फरार जीबी राईसहित १५३ जनाविरुद्ध दायर सहकारी ठगी तथा सम्पत्ति शुद्धीकरणसम्बन्धी मुद्दामा अभियोगपत्र परिमार्जन गर्ने निर्णय गरेपछि अन्तर्राष्ट्रिय तहमा नेपालप्रतिको विश्वास कमजोर हुन सक्ने चिन्ता व्यक्त गरिएको हो।
सुशासनका लागि गत भदौ २३ र २४ गते जेनजीले गरेको प्रदर्शनका क्रममा मारिएका युवाहरूको रगतको जगमा बनेको पूर्वप्रधानन्यायाधीश सुशीला कार्की नेतृत्वको सरकार यतिबेला आफ्नै कानुनी सल्लाहकारका कारण गम्भीर नैतिक र कानुनी संकटमा फसेको हो। सुशासन, पारदर्शिता र कानुनी राज्यको माग गर्दै जेनजी विद्रोह भएको थियो। तर, त्यसैको जगमा सत्तामा पुगेकी कार्कीले नियुक्त गरेकी कानुनी सल्लाहकार अर्थात् महान्यायाधिवक्ता सविता भण्डारीले एकपछि अर्को विवादास्पद निर्णय गर्दै जाँदा न्यायको मर्ममाथि नै प्रहार भएको छ। 
पछिल्लो समय महान्यायाधिवक्ता भण्डारीले तीनवटा ठूला र संवेदनशील प्रकरणमा लिएका विवादास्पद निर्णयले प्रधानमन्त्री कार्कीप्रति मात्र नभएर नेपालकै न्याय प्रणालीमा शंका उत्पन्न भएको छ।
भण्डारीले बिहीबार र शुक्रबार सहकारी ठगी प्रकरणका आरोपित राष्ट्रिय स्वतन्त्र पार्टी (रास्वपा)का सभापति रवि लामिछाने र गोरखा मिडिया प्रालिका अध्यक्ष जीबी राईसहित १५३ जनाविरुद्धको सम्पत्ति शुद्धीकरण र संगठित अपराधको मुद्दाको अभियोगपत्र संशोधन गर्ने निर्णय गरिन्। मुलुकी फौजदारी कार्यविधि संहिताको दफा ३६ को ‘गलत प्रयोग’ गर्दै भण्डारीले विचाराधीन मुद्दाको अभियोगपत्र संशोधन गर्न निर्देशन दिएकी हुन्।
महान्यायाधिवक्ता भण्डारीले सुरुमा रवि लामिछानेको अभियोगपत्र सच्याउने निर्णय गरेकी थिइन्। तर एउटै अभियोगपत्रमा रहेका अन्य अभियुक्तहरूका हकमा फरक व्यवहार गर्दा कानुनी जटिलता देखिने भएपछि रविसँग जोडिएका पाँच सहकारीका सबै १५३ प्रतिवादीलाई ‘संगठित अपराध’ र ‘सम्पत्ति शुद्धीकरण’ अभियोगबाट मुक्त गर्ने विवादास्पद निर्णय गरिन्।
एउटै प्रकृतिको अपराधमा संलग्नमध्ये एक जनाको मात्रै अभियोग परिमार्जन गर्दा अदालतबाट अस्वीकार हुन सक्ने अवस्था भएकाले फरार अभियुक्त जीबी राईजस्ता व्यक्तिको हकमा समेत गम्भीर अभियोग हटाइएको हो।
यो विवादास्पद निर्णयसँगै सहकारी ठगीबाट आर्जित तथा विभिन्न कम्पनी, जग्गा कारोबार र क्रिप्टो करेन्सीमार्फत नेपालबाहिर लगिएको ५ अर्ब बढी रकम वैध बनाउने रवि लामिछाने र जीबी राईको प्रयासलाई महान्यायाधिवक्ता भण्डारीले सहज बनाइदिएकी छिन्।
'एफएटीएफले उच्च निगरानीमा राखेको राजनीतिक रूपमा प्रभावशाली व्यक्तिसँग जोडिएको मुद्दा फिर्ता गर्नु राज्यले आफ्नै नागरिक र अन्तर्राष्ट्रिय प्रतिबद्धतामाथि जोखिम निम्त्याउनु हो,' एक पूर्वसचिव भन्छन्।
एफएटीएफले सबैभन्दा बढी निगरानी गर्नुपर्ने सूचीमा पहिलो नम्बरमा राखेको राजनीतिज्ञको गम्भीर प्रकृतिको मुद्दाफिर्ताको आफैँमा नेपाल देश र नेपाली नागरिकप्रति सरकारले गरेको ठूलो अपराध भएको उनको भनाइ छ।
स्मरण रहोस्, एफएटीएफले कालोधनको ओसारपसारको जोखिमअन्तर्गत सम्पत्ति शुद्धीकरण निवारण/आतंकवादी गतिविधिमा वित्तीय सहयोग निवारण (एएमएल/सीएफटी) वर्गीकरण गर्दा राजनीतिकरूपमा प्रभावशाली व्यक्ति (पेप्स), तिनका परिवारका सदस्य तथा नजिकका सहयोगीहरूलाई घुसखोरी, भ्रष्टाचार र सम्पत्ति शुद्धीकरणमा संलग्न हुने सम्भावनाका कारण उच्च जोखिम समूहका रूपमा पहिचान गरेको छ।
एफएटीएफको सिफारिस नम्बर १२ र २२ अनुसार यस्ता व्यक्तिहरूको कारोबारमा वित्तीय तथा गैर–वित्तीय संस्थाले कडा निगरानी र जोखिम व्यवस्थापन प्रणाली लागू गर्नुपर्ने स्पष्ट व्यवस्था छ।
एफएटीएफले अपनाएको ‘एक पटक पेप्स, सधैं पेप्स’ सिद्धान्तअनुसार पदबाट बाहिरिएपछि पनि जोखिम मूल्याङ्कनका आधारमा राजनीतिक रूपमा प्रभावशाली व्यक्तिमाथि निरन्तर निगरानी आवश्यक मानिन्छ। यही सन्दर्भमा ती पूर्वसचिव भन्छन्, 'यस्ता गम्भीर अभियोग हटाउने निर्णय प्रधानमन्त्रीको जानकारी वा सहमतिबिना भएको हो भन्न गाह्रो छ।'
एफएटीएफको मार्गदर्शनअनुसार राजनीतिकरूपमा प्रभावशाली व्यक्तिको हैसियतको समय सीमित हुँदैन भन्दै उनी भन्छन्, 'जोखिम मूल्याङ्कनको आधारमा कुनै व्यक्ति पदबाट बाहिरिएपछि पनि सधैं राजनीतिकरूपमा प्रभावशाली व्यक्तिकै रूपमा व्यवहार गर्न सकिने खुला दृष्टिकोण अपनाउन एफएटीएफले सुझाव दिएको छ।'
एकातिर नेपाली कानुनअनुसार पनि संगठित अपराध र सम्पत्ति शुद्धीकरणजस्ता गम्भीर मुद्दा फिर्ता गर्न नमिल्ने अवस्था छ भने अर्कोतिर यस्तो निर्णयले नेपालको अन्तर्राष्ट्रिय आर्थिक प्रतिष्ठामै प्रश्न उठाएको छ। सहकारी ठगीका पीडितहरू राज्यले बचत फिर्ता गराउन प्रभावकारी भूमिका नखेलेको भन्दै सडक आन्दोलन र न्यायिक पहलमा उत्रिएका छन्।
यसअघि पनि कानुन कार्यान्वयनमा कमजोरी, अनुसन्धानमा ढिलाइ र राजनीतिक हस्तक्षेपका कारण नेपाल एफएटीएफको ‘खैरो सूची’मा परेको थियो। विश्लेषकहरूका अनुसार अघिल्ला सरकारका विवादास्पद निर्णय र कालोधनसँग जोडिएका गिरोहप्रति देखिएको उदारताले स्थिति बिग्रिएको थियो। र, वर्तमान सरकारको विवादास्पद निर्णयले जोखिम झन् बढाएको छ।
नेपाल ‘खैरो सूची’बाट बाहिर निस्कन सन् २०२७ जनवरीसम्म कार्ययोजना कार्यान्वयन गर्नुपर्ने दबाबमा छ। तर एकीकृत राष्ट्रिय जोखिम मूल्याङ्कन प्रतिवेदन समयमै तयार नहुनु, अनुसन्धान निकायबीच समन्वयको कमी र ठूला मुद्दामा देखिएको नरम व्यवहारले लक्ष्य हासिल गर्न कठिन हुने संकेत देखिएको छ।
एफएटीएफले बैंक, सहकारी, क्यासिनो, बहुमूल्य धातु तथा घरजग्गा कारोबारजस्ता जोखिम पहिचान, उच्च जोखिम क्षेत्रमा कडा निगरानी, हुण्डी नियन्त्रण, अनुसन्धान र अभियोजन क्षमता सुदृढीकरण तथा अवैध सम्पत्ति जफत प्रक्रिया प्रभावकारी बनाउन स्पष्ट सुझाव दिएको छ। साथै आतंकवाद र आम विनाशकारी अस्त्रमा हुने वित्तीय लगानी रोक्न लक्षित प्रतिबन्धको पूर्ण पालना गर्न आग्रह गरेको छ।
नेपाल सरकारले एफएटीएफ र एसिया–प्यासिफिक ग्रुप (एपीजी)सँग मिलेर कमजोरी सुधार्ने प्रतिबद्धता जनाउँदै आए पनि पछिल्ला विवादास्पद निर्णयले नेपाललाई कालोधन ओसारपसारविरुद्धको अन्तर्राष्ट्रिय लडाइँमा अझै कमजोर देखाएको विश्लेषकहरूको ठम्याइ छ।
सहकारी ठगी र सम्पत्ति शुद्धीकरण अब केवल आन्तरिक कानुनी विषय मात्र नभई नेपालको अन्तर्राष्ट्रिय विश्वसनीयता, आर्थिक प्रतिष्ठा र वैदेशिक लगानीसँग प्रत्यक्ष जोडिएको मुद्दा पनि भएका कारण यस्ता निर्णयमा सुधार नआए, नेपाल कालोसूचीमा धकेलिन सक्ने चेतावनी पनि विज्ञहरूले दिएका छन्।
यसरी भदौ २३ र २४ को जेन जी आन्दोलको मर्म, कलिला शहिदको सपना तथा कानुनी राज्यको धज्जी उडाउँदै प्रधानमन्त्री कार्की सरकारले नेपाललाई अन्तर्राष्ट्रियस्तरमा कालोसूचीमा धकेल्ने विवादास्पद निर्णय गर्दा राजनीतिक दलहरू तथा नागरिक समाजको मौनता रहस्यमय छ।
नेपालले कालो धनको ओसार पसार र आतंकवादी लगानीविरुद्ध नियम, कानुन र संयन्त्र बनाए पनि व्यवहारमा ठोस परिणाम देखाउन नसकेका कारण अनुसन्धान, अभियोजन र सम्पत्ति जफतजस्ता उपलब्धि न्यून छन्। यसको कारण सरकारको असक्षमता मात्र नभई अघिल्ला सरकारका प्रधानमन्त्री केपी शर्मा ओली तथा उनका अर्थमन्त्री विष्णु पौडेलको थर्मन गन ग्याङजस्ता बदनाम गिरोह र ‘बिचौलिया’हरूसँग विगतका सरकारहरूको साँठगाँठ रहेको आरोप छ। तर, एफएटीएफको उच्च जोखिम सुचीमा रहेको प्रभावशाली राजनीतिक ब्यक्ति रवि लामिछानेप्रति कार्की सरकारको रहस्यमय प्रेमका कारण नेपाल थप जोखिममा परेको छ।
अघिल्लो सरकारका यस्तै गलत निर्णय तथा कानुन कार्यान्वयनमा ढिलाइका कारण नेपाललाई एफएटीएफले ‘ग्रे लिस्ट’मा पुनः राखेको थियो। ओली तथा पौडेलको बेडरुमसम्म कालोधनका ओसारपसारका आरोपित थर्मन गन ग्याङजस्ता विचौलिया तथा आरोपीसँग सम्बन्ध भएका कारण खैरो सूचीमा परेको नेपाल वर्तमान प्रधानमन्त्री कार्की तथा उनका विवादित महान्यायाधिवक्ता भण्डारीका कारण कालोसूची उन्मुख हुनु दुखद छ।
ओली सरकारले सम्पत्ति शुद्धीकरण अनुसन्धान विभाग तथा नेपाल राष्ट्र बैंकमा रहेका थर्मन गन ग्याङ र दीपक भट्टसहितका व्यक्तिविरुद्ध ती गिरोहका मुद्दा फिर्ता लिँएका कारण तत्कालनि अवस्थामा नेपालको अवस्था झन् बिग्रिएको थियो भने वर्तमान सरकारको विवादास्पद निर्णयले झन् जोखिम बढेर नेपाल ‘डार्क–ग्रे लिस्ट’ वा ‘ब्ल्याक लिस्ट’मा पर्ने जोखिम बढेको चेतावनी विश्लेषकहरूले दिएका छन्।
किनकि नेपालमा कालो धन ओसार पसार केवल बिचौलियामाझ मात्र नभई सहकारी क्षेत्रमा संलग्न राजनीतिक नेताहरूमाझ पनि व्यापक रहेको छ। धेरै सहकारी राजनीतिक नेता र उनीहरूको परिवारले चलाइरहेका छन्, जहाँ जनताको पैसा ठगी हुँदासमेत दल र कानुन कार्यान्वयन निकायको संरक्षण पाइरहेको आरोप छ। रवि लामिछाने त एउटा उदाहरण मात्र हुन्।
त्यसैले रवि लामिछानेको सहकारी ठगी र सम्पत्ति शुद्धीकरण मुद्दा केवल नेपालको घरेलु कानुनी मामला मात्र होइन अन्तर्राष्ट्रिय मान्यता, आर्थिक प्रतिष्ठा र विदेशी लगानीका लागि चुनौतीको विषय पनि हो।

(Originally published at NepalKhabar: https://nepalkhabar.com/opinion/263026-2026-1-18-22-23-52)